1. Acceptance of Terms

By accessing or using the services of Swift Global Monument Bank, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use of our services immediately.

2. Eligibility

Our services are available to individuals and entities that can form legally binding contracts under applicable laws. Minors are not permitted to hold accounts without parental or guardian consent.

3. Account Usage

3.1 Accurate Information

All information provided during the account registration process must be accurate and kept up to date. Providing false or misleading information may result in account suspension or termination.

3.2 Security of Credentials

You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account. Report any unauthorized access immediately.

4. Fees and Charges

Swift Global Monument Bank reserves the right to impose fees for services. Details of applicable charges are outlined in our fee schedule and subject to change with notice to account holders.

5. Transactions

5.1 Authorization

By initiating a transaction, you authorize Swift Global Monument Bank to debit your account accordingly. Transactions are subject to verification and applicable limits.

5.2 Reversals

Transactions are final and cannot be reversed except under specific circumstances as determined by the bank’s policy.

6. Privacy and Data Protection

Your use of our services is governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you consent to the terms of the Privacy Policy.

7. Limitation of Liability

Swift Global Monument Bank is not responsible for losses caused by system errors, unauthorized access resulting from user negligence, or events beyond our control. We do not guarantee uninterrupted service.

8. Termination of Services

We reserve the right to terminate or suspend access to our services without prior notice if you violate these terms. Account closure may also be initiated by the customer with written notice.

9. Changes to Terms and Conditions

Swift Global Monument Bank may update these Terms and Conditions periodically. Continued use of services following such updates constitutes acceptance of the revised terms.

10. Dispute Resolution

Disputes arising from these terms shall be resolved through negotiation, and if unresolved, by arbitration or in accordance with governing law.